ACH information form
Put your ACH information on one clear page so clients can pay you. Download a PDF or Word file. No signup. This site does not upload what you type.
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Copies your bank details as plain text, for an invoice or an email.
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ACH payment information form, US LetterACH Payment Information
Please use the bank details on this form to pay ____________________ by ACH (electronic bank transfer).
Who to pay
Bank account
Authorization
I authorize you to send payments owed to ____________________ to the bank account named on this form by ACH credit (direct deposit). These instructions stay in effect until you receive written notice of a change from me and have had a reasonable time to act on it. I confirm that I am authorized to give these instructions for ____________________ and that the bank details are correct. If this is a business account, ____________________ agrees to be bound by the Nacha Operating Rules for these payments.
To protect against payment fraud, please confirm these details by calling us at a phone number you already have on file before you send the first payment. If you later get a message asking you to change these bank details, call us first to confirm it.
Free. No signup. This site does not upload your details.
How to use this ACH information form
- Add your name or business name and contact details. Your email is printed as the place to send payment notices.
- Add your bank details. Type your bank name, routing number and account number, or leave them empty to write them in by hand. They are used for this form only and are never saved.
- Check the routing number. The builder checks that the 9 digits are a valid routing number format.
- Download and send. Sign the form, then send it to your client with your invoice. You can sign on your screen under “Sign on this device”, or print the form and sign it by hand. Or choose “Copy as text” and paste your bank details into the invoice or an email.
- Add extra lines if you need them. Under Form options you can add a line with your own label, such as an invoice or customer number.
What an ACH form to receive payment includes
| Line on the form | Why the payer needs it |
|---|---|
| Pay to (name on the bank account) | The name the payer enters for the payment |
| Bank name | A cross-check on the routing number |
| Routing number (9 digits) | Tells the network which bank to send the money to |
| Account number | Tells your bank which account to credit |
| Account type | Checking or savings. The payer’s bank needs it to send the payment |
| Send payment notices to | Where the payer sends the remittance details |
| Authorization and signature | Shows the details really came from you |
Nacha rules do not set a form for payments into an account, so the sentences on this form are common practice. A payer can accept your details in any lawful way, and this page simply puts them in writing. For a business account, the form includes a sentence agreeing to be bound by the Nacha Operating Rules, which the rules ask a payer to obtain.
If a federal agency will pay you, ask that agency which form to use. The Treasury’s page for federal vendors names SF 3881, the ACH Vendor/Miscellaneous Payment Enrollment Form.
Use the ACH routing number
Give the routing number your bank lists for ACH or electronic payments. At some banks the number for wire transfers is different, and so is the number printed on paper checks in some states. Your bank’s website shows which is which.
Common mistakes and how to fix them
- Giving the wire routing number. An ACH sent with the wrong routing number can come back as R03, no account. Use the ACH number.
- A name that does not match the account. Use the name exactly as it appears on the bank account.
- Sending new bank details by email with no warning. Fraudsters send fake “our bank details have changed” emails. The form tells your client to call a number they already have before paying. Keep to that yourself.
- Leaving out the account type. Tick checking or savings.
Sample ACH information form (filled in)
This is what the form looks like once it is filled in. Yours will show your own business name.
ACH Payment Information
Please use the bank details on this form to pay Maple Street Fitness by ACH (electronic bank transfer).
Who to pay
Bank account
Authorization
I authorize you to send payments owed to Maple Street Fitness to the bank account named on this form by ACH credit (direct deposit). These instructions stay in effect until you receive written notice of a change from me and have had a reasonable time to act on it. I confirm that I am authorized to give these instructions for Maple Street Fitness and that the bank details are correct. If this is a business account, Maple Street Fitness agrees to be bound by the Nacha Operating Rules for these payments.
To protect against payment fraud, please confirm these details by calling us at a phone number you already have on file before you send the first payment. If you later get a message asking you to change these bank details, call us first to confirm it.
Questions and answers
What is ACH information?
ACH information is the set of bank details someone needs to send you an ACH payment. It is the name on your bank account, your bank's 9-digit routing number, your account number, and whether the account is checking or savings.
What information is needed for an ACH payment?
The payer needs the name on the account, the routing number, the account number and the account type (checking or savings). A business payer also adds its own company details when it sends the payment. Read more in what information is needed for an ACH payment.
What are ACH instructions?
ACH instructions are the same thing as ACH information, written out for a payer, often with a note on where to send payment notices. This form is a ready-made set of ACH payment instructions you can send to a client.
How do I put ACH instructions on an invoice?
Fill in your bank details in the form builder on this page, then choose "Copy as text" under Download. Paste the text at the bottom of your invoice or into an email. It has the name on the account, the bank name, the routing number, the account number, the account type and where to send payment notices, in the same words as the form.
How do I find my ACH information?
Look in your bank's website or app, or at the bottom of a check. On a check, the routing number is the 9-digit number at the bottom left and the account number is to its right. You can also ask your bank. These numbers are not the number on your debit card.
Are ACH and wire instructions the same?
Not always. Some banks use one routing number for ACH and electronic payments and a different one for wire transfers. Check your bank's routing number page and give the ACH number on this form. For an international wire, banks use a SWIFT code instead.
Is it safe to give out ACH information or send it by email?
Your routing and account numbers are printed on every check you write, so sharing them to get paid is normal. Still, treat a completed form with care. Hand it over, use a secure upload link, or send a password-protected file when you can. Tell your client to confirm the details by phone before the first payment.
Is there a Spanish version of the form?
Yes. Under Form options, tick "Add a Spanish version as page 2". The download then has the English form on page 1 and the same form in Spanish on page 2, with your bank details on both. You fill in and sign the form. Your client only reads it, in the language they prefer.
Sources
- Consumer FAQs on ACH payments (routing and account numbers), Nacha
- ACH file overview (what each payment entry contains), Nacha
- How ACH works (authorization of credits and debits), Nacha
- Routing number FAQs (paper, electronic and wire routing numbers), Bank of America
- Watch out for common scams (call a known number to double-check), Nacha
- 2025 Internet Crime Report (business email compromise), FBI Internet Crime Complaint Center
- Vendor guidance (SF 3881, the ACH Vendor/Miscellaneous Payment Enrollment Form), US Treasury, Bureau of the Fiscal Service
General information, not legal or financial advice. Rules change and banks set their own requirements. Check with your bank before you act. ACH Forms is not affiliated with Nacha.