R19 ACH return code: Amount Field Error
What R19 means
The amount on the payment is not valid: it is not a number, it is zero when it should not be (or not zero on a zero-dollar entry such as a prenote), or it is over $25,000 on a converted check.
R19 key facts
| Official title | Amount Field Error |
|---|---|
| Returned by | ACH Operator |
| Time frame | Next file delivery This is not a bank return deadline. The ACH Operator rejects the entry while processing the file and sends it back with its next file delivery. |
| Applies to | Consumer and business accounts |
| Can you send it again? | Yes. The entry was rejected before it reached the receiving bank, so correct the error and send a new entry. |
| Type of return | Standard return |
Why R19 happens
- A non-numeric or empty amount field.
- A prenote or other zero-dollar entry that carries an amount.
- A converted check (ARC, BOC or POP) over $25,000.
What to do next
If you sent the payment
- Correct the amount and send the entry again.
- Check the file before sending it next time.
Got a return file from your bank? Open it in the ACH file viewer to see the code next to each payment.
Sources
- 2024 ACH Quick Reference Guide, EPCOR
- ACH Return, NOC and Transaction Codes, Commerce Bank
- ACH Return Reason Codes and Time Frames, CBS Bank
General information, not legal or financial advice. Rules change and banks set their own requirements. Check with your bank before you act. ACH Forms is not affiliated with Nacha.