R30 ACH return code: RDFI Not Participant in Check Truncation Program

What R30 means

The receiving bank does not take part in a check truncation program.

Checked against 3 sources. Last reviewed .

R30 key facts

Official title RDFI Not Participant in Check Truncation Program
Returned by ACH Operator
Time frame Next file delivery
This is not a bank return deadline. The ACH Operator rejects the entry while processing the file and sends it back with its next file delivery.
Applies to Consumer and business accounts
Can you send it again? No. This bank does not accept check truncation entries. Collect the payment another way.
Type of return Standard return

Why R30 happens

  • A check truncation entry was sent to a bank that does not accept them.

What to do next

If you sent the payment

  1. Collect the payment another way.

Got a return file from your bank? Open it in the ACH file viewer to see the code next to each payment.

Sources

  1. 2024 ACH Quick Reference Guide, EPCOR
  2. ACH Return, NOC and Transaction Codes, Commerce Bank
  3. ACH Return Reason Codes and Time Frames, CBS Bank

Last reviewed . How we check our information. Report a mistake on this page.

General information, not legal or financial advice. Rules change and banks set their own requirements. Check with your bank before you act. ACH Forms is not affiliated with Nacha.