R52 ACH return code: Stop Payment on Item Related to RCK Entry
What R52 means
The customer had placed a stop payment on the check behind a re-presented check (RCK) entry.
R52 key facts
| Official title | Stop Payment on Item Related to RCK Entry |
|---|---|
| Other names you may see | Stop Payment on Item. A shorter form of the title. An EPCOR guide uses it. |
| Returned by | Receiving bank (RDFI) |
| Time frame | 60 calendar days The receiving bank can send the return for up to 60 calendar days after the payment settled. No written statement from the account holder is needed. |
| Applies to | Consumer accounts |
| Can you send it again? | Only after you have spoken to the customer and they agree. |
| Type of return | Re-presented check (RCK) |
Why R52 happens
- A stop payment order was in place on the original check.
What to do next
If you sent the payment
- Contact the customer to learn why the check was stopped before you try to collect again.
If you got the notice about your own account
- Tell the business why you stopped the check.
Got a return file from your bank? Open it in the ACH file viewer to see the code next to each payment.
Sources
- 2024 ACH Quick Reference Guide, EPCOR
- 2024 ACH Quick Reference Guide for Corporate Users, EPCOR
- ACH Return, NOC and Transaction Codes, Commerce Bank
- ACH Return Reason Codes and Time Frames, CBS Bank
General information, not legal or financial advice. Rules change and banks set their own requirements. Check with your bank before you act. ACH Forms is not affiliated with Nacha.