R80 ACH return code: IAT Entry Coding Error
What R80 means
An international ACH payment (IAT) has a coding error, such as an invalid country code, currency code, foreign exchange indicator or transaction type code.
R80 key facts
| Official title | IAT Entry Coding Error |
|---|---|
| Other names you may see | IAT Coding Error. A shorter form of the title. A Federal Reserve manual uses it. |
| Returned by | Gateway |
| Time frame | 2 banking days Two banking days from the settlement date of the original payment. |
| Applies to | Consumer and business accounts |
| Can you send it again? | Ask your bank. The sources we checked give no specific rule for this code. |
| Type of return | International (IAT) |
Why R80 happens
- A wrong country, currency or other code in the international payment.
What to do next
If you sent the payment
- Ask your bank which field is wrong, correct it and send the payment again.
Got a return file from your bank? Open it in the ACH file viewer to see the code next to each payment.
Sources
- FedGlobal ACH Payments Origination Manual, Federal Reserve Financial Services
- 2024 ACH Quick Reference Guide, EPCOR
- ACH Return, NOC and Transaction Codes, Commerce Bank
- ACH Return Reason Codes and Time Frames, CBS Bank
General information, not legal or financial advice. Rules change and banks set their own requirements. Check with your bank before you act. ACH Forms is not affiliated with Nacha.