R82 ACH return code: Invalid Foreign Receiving DFI Identification
What R82 means
In an international ACH payment (IAT), the number that identifies the foreign bank is not valid.
R82 key facts
| Official title | Invalid Foreign Receiving DFI Identification |
|---|---|
| Returned by | Gateway |
| Time frame | 2 banking days Two banking days from the settlement date of the original payment. |
| Applies to | Consumer and business accounts |
| Can you send it again? | Ask your bank. The sources we checked give no specific rule for this code. |
| Type of return | International (IAT) |
Why R82 happens
- A wrong bank identifier for the foreign receiving bank.
What to do next
If you sent the payment
- Get the correct bank identifier from the payee, correct it and send the payment again.
Got a return file from your bank? Open it in the ACH file viewer to see the code next to each payment.
Sources
- FedGlobal ACH Payments Origination Manual, Federal Reserve Financial Services
- 2024 ACH Quick Reference Guide, EPCOR
- ACH Return, NOC and Transaction Codes, Commerce Bank
- ACH Return Reason Codes and Time Frames, CBS Bank
General information, not legal or financial advice. Rules change and banks set their own requirements. Check with your bank before you act. ACH Forms is not affiliated with Nacha.